PRODUCT CONTAMINATION.

OUR FOCUS

Our product contamination policy is committed to safeguarding your business against financial and reputational risks. We understand that these events can lead to significant consequences, which is why our specialised coverage is dedicated to protecting businesses against the unexpected.

Our end-to-end product offering is designed to protect companies against the financial loss caused by a contamination giving rise to a recall claim. Whether the event is accidental or a malicious act, product recalls can be costly and complex resulting in significant first- and third-party losses.

The ML Specialty Product Contamination offering is dedicated and designed to protect all aspects for the food and beverage industry.

facility summary

  • Significant capacity offered up to $10,000,000

  • Competitive product coverage designed to meet the needs of organisations

  • A simplified single or separate limit option for the food and beverage industry

  • Greater balance sheet protection with indemnity periods up to 18 months

Policy Trigger Events

  1. Accidental Contamination

  2. Adverse Publicity

  3. Government Recalls

  4. Malicious Product Tampering

  5. Internally Impaired Ingredients

  6. Product Extortion

Loss Coverage

  1. Product Recall Costs

  2. Replacement Costs

  3. Business Interruption

  4. Defence Costs

  5. Third Party Recall Costs

  6. Rehabilitation Expenses

  7. Extortion Costs

  8. Approved Consultants Costs